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Contents 

12.1 Deciding what instruments come within the scope of section 12.

12.2 Accounting policy choice.

12.2.1 Extract from FRS 102-Sections 12.2–12.2A.

12.2.2 OmniPro comment

12.2.2.1 What is the accounting policy choice?

12.2.2.2 What accounting policy to choose for an entity.

12.3 Scope of Section 12.

12.3.1 Extract from FRS 102-Section 12.3–12.5.

12.3.2 OmniPro comment

12.3.2.1 Items excluded from Section 12 of FRS 102:

12.3.2.2 Items coming within the scope of Section 12 of FRS 102.

12.3.2.2.0 Overview.

12.3.2.2.1 Debt instrument/investment where capital is not guaranteed and/or the return is linked to a particular fund.

12.3.2.2.1.1 Unguaranteed Capital and variation in return linked to a fund.

12.3.2.2.1.2 Collective investment funds.

12.3.2.2.1.3 Loan extension option where rate on the extension is determined at inception.

12.3.2.2.1.4 Loan issued which is linked to an inflation index which is not general and instead is specific to the market

12.3.2.2.1.5 Variation in return which is dependent on future contingencies.

12.3.2.2.1.6 Prepayment options which are not included purely to protect the issuer from early termination or to credit deterioration.

12.2.2.2.1.7 Investments with profit bonds.

12.3.2.2.1.8 Loans which are linked to value of net assets.

12.3.2.2.1.9 Loan repayments linked to repayments on another loan or tranche of a loan.

12.3.2.2.1.10 Certain preference shares classified as a liability where a coupon rate is fixed but the coupon rate reduces if certain conditions of the investment are met.

12.3.2.2.1.11 Shares classified as a liability or a loan issued with rights stating that where profits are made at certain amounts, then a dividend of certain percent of the profit should be payable.

12.3.2.2.1.12 Leases with non-standard contractual terms.

12.3.2.2.1.13 Contingent consideration for the seller.

12.3.2.2.1.14 Non-financial items- contracts for commodities, inventories, PPE not used for own purposes but merely held as an investment. Options to purchase/sell.

12.3.2.2.1.14.1 The own use exemption.

12.3.2.2.1.15 Options to purchase or sell items that can be settled in cash or in exchange for another financial instrument (e.g. option to purchase something in the future);

12.3.2.2.1.16 Warrants that can be settled in cash or in exchange for another financial instrument;

12.3.2.2.1.17 Forward contracts that can be settled in cash or in exchange for another financial instrument;

12.3.2.2.1.18 Interest rate swaps that can be settled in cash or in exchange for another financial instrument;

12.3.2.2.1.19 Repurchase agreements;

12.3.2.2.1.20 Compound financial instruments.

12.3.2.2.1.21 A firm commitment which is contractually binding.

12.3.2.2.1.22 Where the variable rate on a loan is leveraged.

12.3.2.2.1.23 Where a bond has a negative yield.

12.3.2.2.1.24 Loans where interest and/or repayments are linked to the profits of the business (profit participation loans).

12.4 Initial recognition and subsequent measurement of financial assets and liabilities.

12.4.1 Extract from FRS 102-Section 12.6-12.9.

12.4.2 OmniPro comment

12.4.2.1 Initial recognition.

12.4.2.2 Subsequent recognition.

12.4.2.2.1 Subsequent recognition – General.

12.4.2.2.1.1 The exception to subsequently measuring financial instruments within the remit of Section 12 at fair value.

12.4.2.2.1.1.1 Financial instruments not permitted to be fair valued under Company Law.

12.4.2.2.1.1.1.1 The accounting treatment where this exception applies.

12.4.2.2.1.1.2 Investments in equity instruments not publicly traded or which cannot be reliably measured.

12.4.2.2.1.1.2.1 The accounting treatment where this exception applies.

12.4.2.2.1.1.3 Where hedge accounting is applied.

12.4.2.2.2 Financial instruments not permitted to be fair valued under Company Law.

12.4.2.2.2.1 Overview.

12.4.2.2.2.1.1 Financial instruments permitted to be fair valued under Company Law.

12.4.2.2.2.1.1.1 The impact of the Company law rules on financial assets which are financial instruments.

12.4.2.2.2.1.1.2 The impact of the Company law rules on financial liabilities which are financial instruments.

12.4.2.2.2.1.1.2.1 Overview.

12.4.2.2.2.1.1.2.2 Derivative financial instrument.

12.4.2.2.2.1.1.2.2.1 Derivative – defined.

12.4.2.2.2.1.1.2.2.1.1 Examples of Derivatives.

12.4.2.2.2.1.1.2.3 Eliminate an accounting mismatch.

12.4.2.2.2.1.1.2.4 Instrument contains an embedded derivative that is not closely related.

12.4.2.2.2.1.1.2.4.0 Overview.

12.4.2.2.2.1.1.2.4.1 Steps involved in assessing whether a financial liability (which is not part of a trading portfolio and is not a derivative financial instrument – if it was any of these then the must be fair valued) must be measured at fair value.

12.4.2.2.2.1.1.2.4.2 Embedded derivative defined.

12.4.2.2.2.1.1.2.4.3 Identify whether the embedded derivative is or is not closely related.

12.4.2.2.2.1.1.2.4.3.1 Examples where the embedded derivative is not closely related.

12.4.2.2.2.1.1.2.4.3.2 Examples where the embedded derivative is closely related.

12.5 Fair value.

12.5.1 Extract from FRS 102 section 12.10 – 12.12.

12.5.2 OmniPro comment

12.5.2.1 The fair value model to utilise.

12.5.2.2 The fair value of a financial instrument due on demand.

12.5.2.3 Transaction costs and fair value.

12.5.2.4 Examples of fair valuation techniques for complex instruments.

12.5.2.5 Deferred tax and the fair value adjustments.

12.5.2.5.1 Deferred tax and fair value adjustments where they relate to trade assets/liabilities.

12.5.2.5.2 Deferred tax and fair value adjustments where they relate to non-trade capital assets/liabilities.

12.5.2.5.3 Deferred tax where hedge accounting is applied.

12.5.2.6 Examples of fair valuing financial instruments where market rates are not available.

12.5.2.7 Foreign currency forward contracts.

12.5.2.7.1 Forward foreign currency contracts and deferred tax where hedge accounting is not applied.

12.5.2.7.2 Accounting for forward foreign currency contracts – non hedging – Examples.

12.5.2.7.3 Accounting for interest rate swaps – non hedging – Examples.

12.6 Impairment of financial instruments measured at cost or amortised cost.

12.6.1 Extracts from FRS 102 – section 12.3.

12.6.2 OmniPro comment

12.7 Derecognition of a financial asset or financial liability.

12.7.1 Extract from FRS 102 – section 12.14.

12.7.2 OmniPro comment

12.7.2.1 Non-hedged instruments.

12.7.2.2 Hedged instruments.

12.8 Hedge accounting.

12.8.1 Extract from FRS102 section 12.15 – 12.17C.

12.8.2 OmniPro comment

12.8.2.1 Hedging defined.

12.8.2.2 Hedged item – defined.

12.8.2.3 Hedging instrument – defined.

12.8.2.4 Purpose of hedge accounting.

12.8.2.5 What can be hedged under hedge accounting?

12.8.2.6 Firm commitment.

12.8.2.6.1 Firm commitment – Defined.

12.8.2.6.2 Classification of Firm commitments as a hedge – fair value or cash flow hedge?

12.8.2.6.3 The exception for fair valuing firm commitments – Own use exception to fair value.

12.8.2.6.4 Determining the fair value of a commitment.

12.8.2.7 Forecast transaction.

12.8.2.7.1 Forecast transaction – Defined.

12.8.2.7.2 Forecast transaction – Indicators that such a transaction exists.

12.8.2.8 Intra-group hedging & when hedge accounting can be applied.

12.8.2.8.1 Intra-group hedging – Example.

12.9 Grouping of items as hedged items.

12.9.1 Extract from FRS102-Section 12.16B.

12.9.2 OmniPro comment

12.9.2.1 Overview.

12.9.2.2 Hedging a group of highly probable future foreign sales with numerous forward contracts & assessing whether it meets the requirements as highly probable.

12.10 Hedging a component of an item.

12.10.1 Extract from FRS102-Section 12.16C.

12.10.2 OmniPro comment

12.10.2.1 Overview.

12.10.2.2 Examples illustrating hedging a component of an item.

12.10.2.2.1 Hedging with a forward contract where contract is less than the probable sale amount.

12.10.2.2.2 Hedging part payments.

12.10.2.2.3 Hedging part payments.

12.11 Hedging instruments.

12.11.1 Extract from FRS102-Section 12.17-12.17C.

12.11.2 OmniPro comment

12.11.2.1 What instruments can be classified as a hedging instrument?

12.11.2.2 Portion of a hedging instruments.

12.11.2.3 Instrument used to hedge a foreign currency risk.

12.11.2.4 Options.

12.11.2.4.1 What is an option and what is a written option?

12.11.2.4.2 Determining the fair value of an option and using it as a hedging instrument.

12.12 Conditions for hedge accounting.

12.12.1 Extract from FRS102-Section 12.18-12.18A.

12.12.2 OmniPro comment

12.12.2.1 When can hedge accounting be applied from and conditions must be met?

12.12.2.2 What is an economic relationship?

12.12.2.3 Designation and documentation.

12.12.2.4 Causes of hedge ineffectiveness.

12.12.2.4.1 Examples of hedge ineffectiveness documented for future forward foreign exchange contracts.

12.12.2.4.2 Example of hedge ineffectiveness documented for an interest rate swap.

12.13 Accounting for qualifying hedging relationships.

12.13.1 Extract from FRS102-Section 12.19-12.19A.

12.13.2 OmniPro comment

12.13.2.1 The three types of hedge relationships for hedge accounting.

12.14 Fair value hedges.

12.14.1 Extract from FRS102 – Section 12.19B-12.22.

12.14.2 OmniPro comment

12.14.2.1 What is a fair value hedge and what does it do?

12.14.2.2 The accounting for a fair value hedge.

12.14.2.2.1 Examples of fair value hedges and the accounting for same.

12.14.2.2.1.1 Fixed interest rate on a debt instrument (financial instrument).

12.14.2.2.1.1.1 Amortised cost on cessation of hedging where financial instrument exists.

12.14.2.2.1.2 Firm commitment not recognised on balance sheet.

12.14.2.2.1.3 Hedge of a foreign currency risk of an unrecognised firm commitment.

12.15 Cash flow hedges.

12.15.1 Extract From FRS 102 – Section 12.22(b) and 12.23.

12.15.2 OmniPro comment

12.15.2.1 Cash flow hedge defined.

12.15.2.2 Accounting for cash flow hedges – hedge accounting.

12.15.2.3 Examples of cash flow hedge accounting.

12.15.2.3.1 Forward contract for a probable forecasted sale.

12.15.2.3.1.1 Forward contract for a probable forecasted sale.

12.15.2.3.1.2 Forward contract for a probable forecasted purchase.

12.15.2.3.1.3 Probable future purchase/sale where probable date of sale differs from maturity of the contract.

12.15.2.3.2 Hedge of variability in cash flows in a floating rate loan due to interest rate risk.

12.15.2.3.2.1 Overview.

12.15.2.3.2.1.1 Fair valuing an interest rate swap.

12.15.2.3.2.2 Testing for the ineffective portion on an interest rate swap and determining fair value – hypothetical swap.

12.15.2.3.2.3 Hedge of variability in cash flows in a floating rate loan due to interest rate risk.

12.16 Hedges of a net investment in a foreign operation.

12.16.1 Extract from FRS 102 Section 12.24.

12.16.2 OmniPro comment

12.16.2.1 Net investment in a foreign operation defined.

12.16.2.2 When can a net investment in a foreign operation be hedged?

12.16.2.3 What is the hedged item and instrument in a net investment in a foreign operation?

12.16.2.4 Accounting for a net investment in a foreign operation when hedge accounting conditions in Section 12.18 of FRS 102 apply.

12.16.2.4.1 Example illustrating accounting for a net investment in a foreign operation when hedge accounting conditions in Section 12.18 of FRS 102 apply.

12.17 Discontinuing hedge accounting.

12.17.1 Extract from FRS102 Section 12.25 to 12.25A.

12.17.2 OmniPro comment

12.17.2.1 Overview.

12.17.2.2 When can/must hedge accounting be discontinued and is it applied retrospectively.

12.17.2.2.1 Fair value hedge and discontinuance rules.

12.17.2.2.2 Cash flow hedge and discontinuance rules.

12.17.2.2.3 Net investment in a foreign operation hedge and discontinuance rules.

12.17.2.2.4 Examples of discontinuance.

12.18 Taxation of fair valuing derivatives – current and deferred tax.

12.19 Presentation.

12.19.1 Extract from FRS102-Section 12.25B.

12.19.2 OmniPro comment

12.20 Disclosures.

12.20.1 Extracts from FRS 102 section 12.26 – 12.29.

12.20.2 OmniPro comment

12.20.2.1 Overview.

12.20.2.2 Sample Disclosure requirements.

12.20.2.2.1 Extract from accounting policy notes.

12.20.2.2.2 Extract of notes to the financial statements – Financial instruments note disclosures.

12.20.2.2.3 Extract of notes to the financial statements – interest disclosures.

12.20.2.2.3.1 Note: Interest receivable and similar income.

12.20.2.2.3.2 Note: Interest payable and similar expenses.

12.20.2.2.4 – Debtors Disclosures.

12.20.2.2.5 – Creditors disclosures.

12.20.2.2.6 Financial Assets.

12.20.2.2.7 Statement of Comprehensive Income.

12.20.2.2.8 – Statement of Change in Equity.

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12.11 Hedging instruments
12.11.1 Extract from FRS102-Section 12.17-12.17C

12.17 An instrument may be a hedging instrument provided all of the following conditions are met:

(a) it is a financial instrument measured at fair value through profit or loss;

(b) it is a contract with a party external to the reporting entity (i.e. external to the group or individual entity that is being reported on); and

(c) it is not a written option, except as described in paragraph 12.17C.

12.17A An instrument (or a combination of such instruments) meeting the conditions of paragraph 12.17, may only be a hedging instrument:

(a) in its entirety; or

(b) a proportion of such an instrument or a proportion of a combination of such instruments, e.g. 50 per cent of the nominal amount of the instrument.

12.17B For a hedge of foreign currency risk, the foreign currency risk component of a financial instrument, provided that it is not a financial instrument as described in paragraph 11.6(b), may be a hedging instrument.

12.17C A written option is not a hedging instrument unless the written option is an offset to or is combined with a purchased option and the effect of the offset or combination is not a net written option. An example of a combination of a written and a purchased option that is not a net written option is a zero cost interest rate collar.

12.11.2 OmniPro comment
12.11.2.1 What instruments can be classified as a hedging instrument?

Section 12.17 of FRS 102 states that an instrument may be a hedging instrument provided all of the following conditions are met:

(a) it is a financial instrument measured at fair value through profit or loss;

(b) it is a contract with a party external to the reporting entity (i.e. external to the group or individual entity that is being reported on); and

(c) it is not a written option unless the written option is an offset to or is combined with a purchased option and the effect of the offset or combination is not a net written option. An example of a combination of a written and a purchased option that is not a net written option is a zero cost interest rate collar.

            AND

The instrument is either a hedging instrument in its entirety or a proportion of such an instrument.

12.11.2.2 Portion of a hedging instruments

See illustration of Section 12.17A(b) of FRS 102 below:


Example 17: Portion of a hedging instruments

Company A has a highly probable sale forecasted for FC100,000. It enters into a forward contract to cover this.

On inception Company A believes there is 75% chance of making the sale. Therefore Company A can designate FC75,000 of the sale as the hedged item.

Depending on whether the remaining 25% can be used as a hedge for something else, fair value may be posted to other comprehensive income or the profit and loss where it cannot be utilised as a hedge.

Portion of a hedging instrument not allowed – hedged hedging instrument value more than hedged item


Example 18: Portion of a hedging instrument not allowed – hedged hedging instrument value more than hedged item

Company A gets a variable loan for CU100,000 which is repayable in 5 years.

At the same time Company A enters into an interest rate swap with a third party e.g. another bank for an 8 year period (notional amount of swap is CU100,000) whereby Company A will pay the fixed rate to the third party and the third party will pay the floating rate to Company A.

In this case this is not an allowable hedge accounting treatment as the term of the swap is more than the hedged item itself.

If the Variable loan was for 8 years and swap for 5 years, it would then be an allowable hedge.

See further examples at 12.9.2.2


12.11.2.3 Instrument used to hedge a foreign currency risk

As is made clear in Section 12.17B of FRS 102, foreign currency debt instruments and debt investment including cash deposits which are carried at amortised cost can be designated as a hedging instrument in a hedge for a foreign currency risk. The amortised cost should be remeasured to incorporate the hedged risk (foreign currency).

12.11.2.4 Options
12.11.2.4.1 What is an option and what is a written option?

Options by their nature do not impose an obligation to exercise an instrument, it just gives them a right to but they do not have to, they have the choice not to take up the option. Therefore it reduces risk so it could then qualify as a cash flow. Where an option reduces the risk to nil then it would not qualify for hedging.

A written option as opposed to a purchased option does not reduce profit or loss exposure of hedged items and therefore does not qualify as a hedging instrument in its own right. This is stated in Section 12.17C of FRS 102. A written option is not a hedging instrument unless the written option is an offset to or is combined with a purchased option and the effect of the offset or combination is not a net written option. An example of a combination of a written and a purchased option that is not a net written option is a zero cost interest rate collar.

12.11.2.4.2 Determining the fair value of an option and using it as a hedging instrument

Where an option exists, then only cash flows above the option amount would be hedged. Changes in the time value of money will also have to be incorporated where deemed material which would be charged to the profit and loss and not other comprehensive income i.e. the intrinsic value is only treated as forming part of the hedge.


Example 19: Forward contract option

Company A whose functional currency is CU operates a toy production and sales business. Each year it sets its prices in FC and gives it to customers. The prices do not change in the year. The company maintains a FC bank account.

In order to hedge the risk of the CU/FC exchanges affecting future sales prices and the CU amount taken in after conversion, company A enters into a call option from the bank where they can convert FC100,000 in four months time (which is the expected sales in the first four months) at a rate of CU1:FC0.80.

The spot rate at the time of obtaining the option was CU1:FC0.85.

In this case Company A can designate the intrinsic value of the forward option as a hedge against movement in the CU/FC FX rates. The exposure hedged is the variability in cash flows where the FX rate exceeds CU1:FC0.80. A call option has intrinsic value if the strike price (CU1:FC0.80) is below the spot exchange rate (opposite for put option). Therefore a hedge will not exist until the spot rate goes below the CU1:FC0.80 rate. When the spot rate is above or forecasted to be above the option rate then there is no fair value in the option (cannot recognize a loss here it is only a call option – the entity cannot be forced to exercise this).


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Examples

Example 1: Unguaranteed Capital and variation in return linked to a fund.

Example 2: Collective investment funds.

Example 3: Loan extension option (Section 11.9 (AB) of FRS 102).

Example 4: Loan issued which is not linked to a general inflation index (Section 11.9 aA) of FRS 102.

Example 5: Variation in return (Section 11.9 (aB) of FRS 102).

Example 6: Prepayment options (Section 11.9 (c) of FRS 102.

Example 6a: Investments held at fair values – market rates available.

Example 6b: Fair valuing complex financial instruments where no active market available.

Example 6c: Fair valuing complex financial instruments where no active market available.

Example 6d: Fair valuing complex financial instruments where no active market available.

Example 7: Forward Contracts.

Example 8: Foreign currency forward contract to hedge a sale.

Example 9: Foreign currency forward contract to hedge a future purchase.

Example 10: Interest rate swap – non hedge accounting.

Example 11: Hedging in a group context.

Example 12: Hedging a group of highly probable future foreign sales with numerous forward contracts & assessing whether it meets the requirements as highly probable.

Example 13: Hedging with a forward contract where contract is less than the probable sale amount.

Example 14: Hedging part payments.

Example 15: Hedging part payments.

Example 16: Partial term hedging.

Example 17: Portion of a hedging instruments.

Example 18: Portion of a hedging instrument not allowed – hedged hedging instrument value more than hedged item.

Example 19: Forward contract option.

Example 20: Fair value hedge – Interest rate swap – fixed interest rate on a debt instrument (carried at amortised cost).

Example 21: Firm Commitment.

Example 22: Hedge of a foreign currency risk of an unrecognised firm commitment.

Example 23: Forward contract for a probable forecasted sale.

Example 24: Probable forecasted purchase of equipment.

Example 25: Probable future purchase/sale where probable date of sale differs from maturity of the contract.

Example 26: Fair valuing an interest rate swap.

Example 27: Hedge of variability in cash flows in a floating rate loan due to interest rate risk.

Example 28: Net investment in a foreign operation (Extracted from Appendix to Section 12 of FRS 102.

Example 29: Discontinuance of a cash flow hedge – forecasted sale/purchase.

Example 30: Cash flow hedge example.

Example 31: Interest rate swap – cash flow hedge accounting.

Example 32: Sample Disclosure Requirements.

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