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Contents 

12.1 Deciding what instruments come within the scope of section 12.

12.2 Accounting policy choice.

12.2.1 Extract from FRS 102-Sections 12.2–12.2A.

12.2.2 OmniPro comment

12.2.2.1 What is the accounting policy choice?

12.2.2.2 What accounting policy to choose for an entity.

12.3 Scope of Section 12.

12.3.1 Extract from FRS 102-Section 12.3–12.5.

12.3.2 OmniPro comment

12.3.2.1 Items excluded from Section 12 of FRS 102:

12.3.2.2 Items coming within the scope of Section 12 of FRS 102.

12.3.2.2.0 Overview.

12.3.2.2.1 Debt instrument/investment where capital is not guaranteed and/or the return is linked to a particular fund.

12.3.2.2.1.1 Unguaranteed Capital and variation in return linked to a fund.

12.3.2.2.1.2 Collective investment funds.

12.3.2.2.1.3 Loan extension option where rate on the extension is determined at inception.

12.3.2.2.1.4 Loan issued which is linked to an inflation index which is not general and instead is specific to the market

12.3.2.2.1.5 Variation in return which is dependent on future contingencies.

12.3.2.2.1.6 Prepayment options which are not included purely to protect the issuer from early termination or to credit deterioration.

12.2.2.2.1.7 Investments with profit bonds.

12.3.2.2.1.8 Loans which are linked to value of net assets.

12.3.2.2.1.9 Loan repayments linked to repayments on another loan or tranche of a loan.

12.3.2.2.1.10 Certain preference shares classified as a liability where a coupon rate is fixed but the coupon rate reduces if certain conditions of the investment are met.

12.3.2.2.1.11 Shares classified as a liability or a loan issued with rights stating that where profits are made at certain amounts, then a dividend of certain percent of the profit should be payable.

12.3.2.2.1.12 Leases with non-standard contractual terms.

12.3.2.2.1.13 Contingent consideration for the seller.

12.3.2.2.1.14 Non-financial items- contracts for commodities, inventories, PPE not used for own purposes but merely held as an investment. Options to purchase/sell.

12.3.2.2.1.14.1 The own use exemption.

12.3.2.2.1.15 Options to purchase or sell items that can be settled in cash or in exchange for another financial instrument (e.g. option to purchase something in the future);

12.3.2.2.1.16 Warrants that can be settled in cash or in exchange for another financial instrument;

12.3.2.2.1.17 Forward contracts that can be settled in cash or in exchange for another financial instrument;

12.3.2.2.1.18 Interest rate swaps that can be settled in cash or in exchange for another financial instrument;

12.3.2.2.1.19 Repurchase agreements;

12.3.2.2.1.20 Compound financial instruments.

12.3.2.2.1.21 A firm commitment which is contractually binding.

12.3.2.2.1.22 Where the variable rate on a loan is leveraged.

12.3.2.2.1.23 Where a bond has a negative yield.

12.3.2.2.1.24 Loans where interest and/or repayments are linked to the profits of the business (profit participation loans).

12.4 Initial recognition and subsequent measurement of financial assets and liabilities.

12.4.1 Extract from FRS 102-Section 12.6-12.9.

12.4.2 OmniPro comment

12.4.2.1 Initial recognition.

12.4.2.2 Subsequent recognition.

12.4.2.2.1 Subsequent recognition – General.

12.4.2.2.1.1 The exception to subsequently measuring financial instruments within the remit of Section 12 at fair value.

12.4.2.2.1.1.1 Financial instruments not permitted to be fair valued under Company Law.

12.4.2.2.1.1.1.1 The accounting treatment where this exception applies.

12.4.2.2.1.1.2 Investments in equity instruments not publicly traded or which cannot be reliably measured.

12.4.2.2.1.1.2.1 The accounting treatment where this exception applies.

12.4.2.2.1.1.3 Where hedge accounting is applied.

12.4.2.2.2 Financial instruments not permitted to be fair valued under Company Law.

12.4.2.2.2.1 Overview.

12.4.2.2.2.1.1 Financial instruments permitted to be fair valued under Company Law.

12.4.2.2.2.1.1.1 The impact of the Company law rules on financial assets which are financial instruments.

12.4.2.2.2.1.1.2 The impact of the Company law rules on financial liabilities which are financial instruments.

12.4.2.2.2.1.1.2.1 Overview.

12.4.2.2.2.1.1.2.2 Derivative financial instrument.

12.4.2.2.2.1.1.2.2.1 Derivative – defined.

12.4.2.2.2.1.1.2.2.1.1 Examples of Derivatives.

12.4.2.2.2.1.1.2.3 Eliminate an accounting mismatch.

12.4.2.2.2.1.1.2.4 Instrument contains an embedded derivative that is not closely related.

12.4.2.2.2.1.1.2.4.0 Overview.

12.4.2.2.2.1.1.2.4.1 Steps involved in assessing whether a financial liability (which is not part of a trading portfolio and is not a derivative financial instrument – if it was any of these then the must be fair valued) must be measured at fair value.

12.4.2.2.2.1.1.2.4.2 Embedded derivative defined.

12.4.2.2.2.1.1.2.4.3 Identify whether the embedded derivative is or is not closely related.

12.4.2.2.2.1.1.2.4.3.1 Examples where the embedded derivative is not closely related.

12.4.2.2.2.1.1.2.4.3.2 Examples where the embedded derivative is closely related.

12.5 Fair value.

12.5.1 Extract from FRS 102 section 12.10 – 12.12.

12.5.2 OmniPro comment

12.5.2.1 The fair value model to utilise.

12.5.2.2 The fair value of a financial instrument due on demand.

12.5.2.3 Transaction costs and fair value.

12.5.2.4 Examples of fair valuation techniques for complex instruments.

12.5.2.5 Deferred tax and the fair value adjustments.

12.5.2.5.1 Deferred tax and fair value adjustments where they relate to trade assets/liabilities.

12.5.2.5.2 Deferred tax and fair value adjustments where they relate to non-trade capital assets/liabilities.

12.5.2.5.3 Deferred tax where hedge accounting is applied.

12.5.2.6 Examples of fair valuing financial instruments where market rates are not available.

12.5.2.7 Foreign currency forward contracts.

12.5.2.7.1 Forward foreign currency contracts and deferred tax where hedge accounting is not applied.

12.5.2.7.2 Accounting for forward foreign currency contracts – non hedging – Examples.

12.5.2.7.3 Accounting for interest rate swaps – non hedging – Examples.

12.6 Impairment of financial instruments measured at cost or amortised cost.

12.6.1 Extracts from FRS 102 – section 12.3.

12.6.2 OmniPro comment

12.7 Derecognition of a financial asset or financial liability.

12.7.1 Extract from FRS 102 – section 12.14.

12.7.2 OmniPro comment

12.7.2.1 Non-hedged instruments.

12.7.2.2 Hedged instruments.

12.8 Hedge accounting.

12.8.1 Extract from FRS102 section 12.15 – 12.17C.

12.8.2 OmniPro comment

12.8.2.1 Hedging defined.

12.8.2.2 Hedged item – defined.

12.8.2.3 Hedging instrument – defined.

12.8.2.4 Purpose of hedge accounting.

12.8.2.5 What can be hedged under hedge accounting?

12.8.2.6 Firm commitment.

12.8.2.6.1 Firm commitment – Defined.

12.8.2.6.2 Classification of Firm commitments as a hedge – fair value or cash flow hedge?

12.8.2.6.3 The exception for fair valuing firm commitments – Own use exception to fair value.

12.8.2.6.4 Determining the fair value of a commitment.

12.8.2.7 Forecast transaction.

12.8.2.7.1 Forecast transaction – Defined.

12.8.2.7.2 Forecast transaction – Indicators that such a transaction exists.

12.8.2.8 Intra-group hedging & when hedge accounting can be applied.

12.8.2.8.1 Intra-group hedging – Example.

12.9 Grouping of items as hedged items.

12.9.1 Extract from FRS102-Section 12.16B.

12.9.2 OmniPro comment

12.9.2.1 Overview.

12.9.2.2 Hedging a group of highly probable future foreign sales with numerous forward contracts & assessing whether it meets the requirements as highly probable.

12.10 Hedging a component of an item.

12.10.1 Extract from FRS102-Section 12.16C.

12.10.2 OmniPro comment

12.10.2.1 Overview.

12.10.2.2 Examples illustrating hedging a component of an item.

12.10.2.2.1 Hedging with a forward contract where contract is less than the probable sale amount.

12.10.2.2.2 Hedging part payments.

12.10.2.2.3 Hedging part payments.

12.11 Hedging instruments.

12.11.1 Extract from FRS102-Section 12.17-12.17C.

12.11.2 OmniPro comment

12.11.2.1 What instruments can be classified as a hedging instrument?

12.11.2.2 Portion of a hedging instruments.

12.11.2.3 Instrument used to hedge a foreign currency risk.

12.11.2.4 Options.

12.11.2.4.1 What is an option and what is a written option?

12.11.2.4.2 Determining the fair value of an option and using it as a hedging instrument.

12.12 Conditions for hedge accounting.

12.12.1 Extract from FRS102-Section 12.18-12.18A.

12.12.2 OmniPro comment

12.12.2.1 When can hedge accounting be applied from and conditions must be met?

12.12.2.2 What is an economic relationship?

12.12.2.3 Designation and documentation.

12.12.2.4 Causes of hedge ineffectiveness.

12.12.2.4.1 Examples of hedge ineffectiveness documented for future forward foreign exchange contracts.

12.12.2.4.2 Example of hedge ineffectiveness documented for an interest rate swap.

12.13 Accounting for qualifying hedging relationships.

12.13.1 Extract from FRS102-Section 12.19-12.19A.

12.13.2 OmniPro comment

12.13.2.1 The three types of hedge relationships for hedge accounting.

12.14 Fair value hedges.

12.14.1 Extract from FRS102 – Section 12.19B-12.22.

12.14.2 OmniPro comment

12.14.2.1 What is a fair value hedge and what does it do?

12.14.2.2 The accounting for a fair value hedge.

12.14.2.2.1 Examples of fair value hedges and the accounting for same.

12.14.2.2.1.1 Fixed interest rate on a debt instrument (financial instrument).

12.14.2.2.1.1.1 Amortised cost on cessation of hedging where financial instrument exists.

12.14.2.2.1.2 Firm commitment not recognised on balance sheet.

12.14.2.2.1.3 Hedge of a foreign currency risk of an unrecognised firm commitment.

12.15 Cash flow hedges.

12.15.1 Extract From FRS 102 – Section 12.22(b) and 12.23.

12.15.2 OmniPro comment

12.15.2.1 Cash flow hedge defined.

12.15.2.2 Accounting for cash flow hedges – hedge accounting.

12.15.2.3 Examples of cash flow hedge accounting.

12.15.2.3.1 Forward contract for a probable forecasted sale.

12.15.2.3.1.1 Forward contract for a probable forecasted sale.

12.15.2.3.1.2 Forward contract for a probable forecasted purchase.

12.15.2.3.1.3 Probable future purchase/sale where probable date of sale differs from maturity of the contract.

12.15.2.3.2 Hedge of variability in cash flows in a floating rate loan due to interest rate risk.

12.15.2.3.2.1 Overview.

12.15.2.3.2.1.1 Fair valuing an interest rate swap.

12.15.2.3.2.2 Testing for the ineffective portion on an interest rate swap and determining fair value – hypothetical swap.

12.15.2.3.2.3 Hedge of variability in cash flows in a floating rate loan due to interest rate risk.

12.16 Hedges of a net investment in a foreign operation.

12.16.1 Extract from FRS 102 Section 12.24.

12.16.2 OmniPro comment

12.16.2.1 Net investment in a foreign operation defined.

12.16.2.2 When can a net investment in a foreign operation be hedged?

12.16.2.3 What is the hedged item and instrument in a net investment in a foreign operation?

12.16.2.4 Accounting for a net investment in a foreign operation when hedge accounting conditions in Section 12.18 of FRS 102 apply.

12.16.2.4.1 Example illustrating accounting for a net investment in a foreign operation when hedge accounting conditions in Section 12.18 of FRS 102 apply.

12.17 Discontinuing hedge accounting.

12.17.1 Extract from FRS102 Section 12.25 to 12.25A.

12.17.2 OmniPro comment

12.17.2.1 Overview.

12.17.2.2 When can/must hedge accounting be discontinued and is it applied retrospectively.

12.17.2.2.1 Fair value hedge and discontinuance rules.

12.17.2.2.2 Cash flow hedge and discontinuance rules.

12.17.2.2.3 Net investment in a foreign operation hedge and discontinuance rules.

12.17.2.2.4 Examples of discontinuance.

12.18 Taxation of fair valuing derivatives – current and deferred tax.

12.19 Presentation.

12.19.1 Extract from FRS102-Section 12.25B.

12.19.2 OmniPro comment

12.20 Disclosures.

12.20.1 Extracts from FRS 102 section 12.26 – 12.29.

12.20.2 OmniPro comment

12.20.2.1 Overview.

12.20.2.2 Sample Disclosure requirements.

12.20.2.2.1 Extract from accounting policy notes.

12.20.2.2.2 Extract of notes to the financial statements – Financial instruments note disclosures.

12.20.2.2.3 Extract of notes to the financial statements – interest disclosures.

12.20.2.2.3.1 Note: Interest receivable and similar income.

12.20.2.2.3.2 Note: Interest payable and similar expenses.

12.20.2.2.4 – Debtors Disclosures.

12.20.2.2.5 – Creditors disclosures.

12.20.2.2.6 Financial Assets.

12.20.2.2.7 Statement of Comprehensive Income.

12.20.2.2.8 – Statement of Change in Equity.

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12.10 Hedging a component of an item
12.10.1 Extract from FRS102-Section 12.16C

12.16C  A component of an item comprises less than the entire fair value change or cash flow variability of an item. The following components of an item (including combinations thereof) may be a hedged item:

(a) changes in the cash flows or fair value attributable to a separately identifiable and reliably measureable specific risk or risks, including cash flow and fair value changes above or below a specified price or other variable;

(b) one or more selected contractual cash flows; or

(c) a specified part of the nominal amount of an item.

12.10.2 OmniPro comment
12.10.2.1 Overview

Section 12.16C of FRS 102 makes it clear that a component of an item can be a hedging item. A component of an item comprises less than the fair value or cash flow variability (i.e. you are not hedging the full variability. Examples of items that can be a hedged item are:

Note when hedging forward foreign exchange contracts you could only hedge the first X amount of foreign sales/purchases, you cannot hedge the last X amount of foreign sales/purchases as it would not be possible to identify which items were hedged – the ability to show what was hedged and what actually happened is a specific requirement for hedge accounting.

See illustration of the requirements stated in Section 12.16C of FRS 102 in the examples at 12.10.2.2:


12.10.2.2 Examples illustrating hedging a component of an item
12.10.2.2.1 Hedging with a forward contract where contract is less than the probable sale amount
Example 13: Hedging with a forward contract where contract is less than the probable sale amount

Company A who has a CU functional currency has entered into a probable forecasted transaction for FC100,000. Company A has taken out a forward contract to cover FC70,000 of this sale.

In this instance under Section 12.16C of FRS 102, the company can designate the FC70,000 as the hedged item.

OR

The company has highly probable future sales of FC 300,000 over the next 12 months (FC25,000 per month expected). The Company enters into forward contracts for 12 months in advance as they are happy these are highly probable transactions. The Company takes out foreign contracts to cover the first CU20,000 for each month.  In this instance under Section 12.16C of FRS 102, the company can designate the first FC20,000 each month as the hedged item.

If in this example the Company decided to hedge the last FC20,000 each month then hedge accounting could not be applied as it would not be possible to identify which sales were hedged as it the last FC20k is too general, it would have to be the first FC20k that would be hedged.


12.10.2.2.2 Hedging part payments
Example 14: Hedging part payments

Company A entered into a purchase contract in which it will pay 10 payments over the next year. In this example Company A can designate 5 of these payments to be considered for hedge accounting and treated as the hedged item and the other 5 where it takes out a forward contract to cover these five payments.

These payments are separately identifiable.


12.10.2.2.3 Hedging part payments
Example 15: Hedging part payments

Company A gets a loan for CU100,000 at a fixed rate of 5% which is repayable in 5 years.

At the same time Company A enters into an interest rate swap with a third party e.g. another bank for a 5 year period (notional amount is CU50,000) whereby Company A will pay the floating rate to the third party and the third party will pay the fixed rate to Company A.

In this case this specified notional amount of CU50,000 can be held as the hedged item.


Example 16: Partial term hedging

Company A gets a loan for CU100,000 at a fixed rate of 5% which is repayable in 5 years.

At the same time Company A enters into an interest rate swap with a third party e.g. another bank for a 2 year period whereby Company A will pay the floating rate to the third party and the third party will pay the fixed rate to Company A.

In this case the specified notional amount of CU50,000 can be held as the hedged item.

Note if in this example a notional amount was for CU110,000 then hedge accounting could not be applied as it would be in excess of the hedged item.

Also if in this example, the life of the interest rate swap was in excess of the life of the loan then hedge accounting could not be applied (e.g. the swap was for 6 years here)


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Examples

Example 1: Unguaranteed Capital and variation in return linked to a fund.

Example 2: Collective investment funds.

Example 3: Loan extension option (Section 11.9 (AB) of FRS 102).

Example 4: Loan issued which is not linked to a general inflation index (Section 11.9 aA) of FRS 102.

Example 5: Variation in return (Section 11.9 (aB) of FRS 102).

Example 6: Prepayment options (Section 11.9 (c) of FRS 102.

Example 6a: Investments held at fair values – market rates available.

Example 6b: Fair valuing complex financial instruments where no active market available.

Example 6c: Fair valuing complex financial instruments where no active market available.

Example 6d: Fair valuing complex financial instruments where no active market available.

Example 7: Forward Contracts.

Example 8: Foreign currency forward contract to hedge a sale.

Example 9: Foreign currency forward contract to hedge a future purchase.

Example 10: Interest rate swap – non hedge accounting.

Example 11: Hedging in a group context.

Example 12: Hedging a group of highly probable future foreign sales with numerous forward contracts & assessing whether it meets the requirements as highly probable.

Example 13: Hedging with a forward contract where contract is less than the probable sale amount.

Example 14: Hedging part payments.

Example 15: Hedging part payments.

Example 16: Partial term hedging.

Example 17: Portion of a hedging instruments.

Example 18: Portion of a hedging instrument not allowed – hedged hedging instrument value more than hedged item.

Example 19: Forward contract option.

Example 20: Fair value hedge – Interest rate swap – fixed interest rate on a debt instrument (carried at amortised cost).

Example 21: Firm Commitment.

Example 22: Hedge of a foreign currency risk of an unrecognised firm commitment.

Example 23: Forward contract for a probable forecasted sale.

Example 24: Probable forecasted purchase of equipment.

Example 25: Probable future purchase/sale where probable date of sale differs from maturity of the contract.

Example 26: Fair valuing an interest rate swap.

Example 27: Hedge of variability in cash flows in a floating rate loan due to interest rate risk.

Example 28: Net investment in a foreign operation (Extracted from Appendix to Section 12 of FRS 102.

Example 29: Discontinuance of a cash flow hedge – forecasted sale/purchase.

Example 30: Cash flow hedge example.

Example 31: Interest rate swap – cash flow hedge accounting.

Example 32: Sample Disclosure Requirements.

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